Five Ways to Save Money Instantly

Friday, July 01, 2011

Five Ways to Save Money Instantly | Family Economics

Portion sizes are getting smaller and gas prices are rising. What can you do to help offset the higher cost of things to impact your budget today? Try these ways to save a few bucks immediately!

1. Clip coupons. After reviewing the roundup of how to use coupons, hopefully you have seen it's easy to do and can save you a bundle. Clipping coupons can easily shave $100 or more off of our monthly grocery budget.

2. Lower your bills. The various junk mail offers to purchase a new phone plan or upgrade to another cable provider can be used to your advantage. Call the various companies to see if they will meet or beat the offers. Many times you will find that your bill will be reduced.

3. Pay bills online. Now that your bills are reduced, let's save a little more! I take advantage of my bank's online bill-paying service to pay all of our bills. If you estimate that you pay seven bills a month that equals $3.08 for stamps. For the entire year, it's over $30. It’s not a lot of savings, but everything adds up. Honestly, I bank online for the convenience too since saving my time is saving money.

4. Shop online. I will visit brick and mortar stores when there is a special coupon or sale going on. But, I choose to do the majority of my shopping online for many reasons. It saves me time since I can find exactly what I want and checkout at my convenience. It also saves me time by earning cash back by shopping at various merchants. Find a list of sites that offer cash back shopping here.

5. Buy used. I can't tell you the last time I purchased a brand new printer cartridge. I save a ton each year by purchasing remanufactured cartridges. The same goes with purchasing our vehicles. Check out the free online swapping sites or auction sites to see how much better you could do by purchasing used. Some of the stuff is still in the box, or may even have tags still attached.

That's only five ways I save money on a regular basis. I'm sure you have many more suggestions to add here. Please share them! I'd love to highlight them in a future Family Economics post!

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